SMSF
Refinancing
with Greenhouse Capital
Rates from
6.99%*
• No application fees
• No credit risk fees
• No exit fees
*variable & comparison
Welcome to Greenhouse Capital, where your financial aspirations transform into reality.
We specialise in leveraging the power of Self Managed Super Funds (SMSF) to open new horizons in refinancing. Our tailored solutions are designed to maximise the potential of your SMSF, ensuring a smarter, more secure financial future.
Embarking on the refinancing journey with your SMSF can be a game-changer. It’s not just about lower interest rates or better loan terms; it’s about taking control of your retirement funds and making them work harder for you.
We work with SMSF Accountants in Melbourne and Sydney to assist their clients in significant savings by offering the best rates in Australia, and utilsiing our lending platform to make it effortless and fast, whilst keeping the client relationship intact.
With Greenhouse Capital, you’re choosing a partner who understands the nuances of SMSF refinancing. Our team of experts is committed to guiding you through every step, ensuring a seamless and rewarding experience.
Here, we empower you with knowledge, tools, and bespoke advice, turning complex financial decisions into simple, strategic steps. Your journey to financial freedom starts today.
Dive into the world of SMSF refinancing with Greenhouse Capital and discover how your super fund can unlock doors to a brighter, more secure financial future.
When considering SMSF loan rates, it’s essential to compare offers from various lenders, as rates can vary depending on the type of investment, loan-to-value ratio, and lender terms. Typically, SMSF loans have higher interest rates than standard home loans due to the specialised nature of the borrowing structure. Reviewing different providers and their rates, like those offered by Greenhouse Capital, can help ensure you secure competitive terms for your refinancing needs.
Benefits of utilsing Greenhouse Capital to refinance your SMSF loan:
- Competitive Rates and Fee Structure: Offers loans with rates starting from 6.74%, with no application, ongoing, or exit fees.
- Efficient Approval Process: Provides indicative approval offers within 48 hours, ensuring a quick and streamlined process.
- Flexible Financial Solutions: Includes benefits like 100% offset accounts, free transfers to SMSF Cash Management Account, and up to 80% LVR Residential without a net asset or liquidity test.
- User-Friendly Online Platform: Features a simple online process for loan processing, offering better rates than traditional banks and a flexible, personalized approach to financing.
- Secure and Compliant: Ensures the platform is 100% secure and compliant, focusing on the safety and security of users’ information.
Rates from
6.99%*
• No application fees
• No credit risk fees
• No exit fees
*variable & comparison
Maximize Your Financial Potential with SMSF Refinancing Strategies at Greenhouse Capital
At Greenhouse Capital, we understand the transformative impact of SMSF refinancing on your financial landscape. Refinancing your property investment through a Self Managed Super Fund isn’t just a transaction; it’s a strategic move towards long-term wealth accumulation and retirement planning.
Our bespoke SMSF refinancing solutions are crafted to align with your unique financial goals, offering unparalleled flexibility and control over your superannuation investments.
Navigating the complexities can seem daunting. Greenhouse Capital is here to demystify the process, presenting you with clear, concise options tailored to your financial situation.
The advantages of refinancing with Greenhouse Capital are many.
From accessing competitive loan rates to restructuring your investment portfolio for optimal performance, refinancing opens a world of opportunities.
It’s about leveraging your super fund to its fullest potential, enabling you to invest in properties that were previously beyond reach, and crafting a more robust, diversified investment strategy.
Our commitment at Greenhouse Capital is to provide you with a seamless SMSF refinancing experience. From initial consultation to finalizing your refinancing plan, our team of specialists ensures every detail is handled with precision and care.
Partnership Outcomes
We partner with SMSF Accountants across Australia to help deliver outstanding service to their clients.
Working collaboratively with Greenhouse has been an exceptional experience. Their rapid communication and commitment to delivering outcomes for our clients make them an invaluable partner. Greenhouse, in collaboration with PWG, plays a crucial role as an SMSF lender, swiftly resolving finance matters. Their user-friendly online SMSF platform, coupled with a deep understanding of our client’s SMSF requirements, ensures the customization of finance packages to meet specific needs. Greenhouse consistently approaches our client’s finance matters with integrity, consistently providing positive outcomes. We look forward to building on this strong relationship.
Anthony Marchesani – Partners Wealth Group.
Greenhouse has worked closely with many of our clients assisting them in crucial finance matters requiring rapid resolution. Their simple online process and understanding of our client’s individual requirements ensures that a finance package is tailored specifically to service these needs. Greenhouse always handles our client finance matters with integrity and ultimately delivers positive outcomes for our clients.
Greenhouse has been a terrific partner of Nicholas Lynch Real Estate. Time and time again, Greenhouse has been able to save a sale, by approving a buyer’s mortgage, when their bank said “no”. Not only that, they have some of the lowest rates in the market with lightning-speed approvals. Thoroughly recommend them as the best type of partner.
We have gained a competitive advantage since partnering with Greenhouse. Their SMSF Rapid Refi product allows us to receive rapid approval at super competitive rates for our customers and provides us a simple revenue model for the business.
Great service and even better rates. Simple to do it yourself online, and I’ve saved thousand which is paying my investment off much faster.
Thanks Greenhouse!
Everything was easy, quick, and done online – I like the idea of having a paperless society. Go Paperless!!
These things are never easy and straightforward but Greenhouse simply afforded the opposite experience I found refreshing. Everything was easy, quick, and done online. Massive thanks to Team Greenhouse for facilitating it all and keeping me posted with updates and helping structure my loan. Thanks legends!
Great experience, the team at Greenhouse helped us through the entire process of owning our first home. Good communication and regular updates on the progress of our loan. Thank you to all at Greenhouse.
Greenhouse mortgages provided us with excellent customer service throughout the whole application process. Their communication was outstanding and we were always kept informed. They were extremely helpful, making the whole process straight forward and stress free. Highly recommended.
Let’s Discuss Your SMSF Refinance options
We do things differently at Greenhouse and love offering the old fashioned customer service, give us a call or submit an enquiry and our team will give you a call back within 48 hours.
FAQs
Can you use Super to buy a House?
Yes, you can use your Super to buy a house, but there are specific conditions that must be met. This is typically done through a Self-Managed Super Fund (SMSF). An SMSF can purchase property as an investment, but the property must meet certain criteria and adhere to strict rules set by the Australian Taxation Office (ATO). It’s important to note that the property bought through an SMSF cannot be lived in by you or any family member; it must be solely for investment purposes.
Can you buy an investment property with Superannuation?
Absolutely, buying an investment property with superannuation is possible through an SMSF. This allows the fund to purchase residential or commercial properties as investments. However, the property must be used to generate rental income and cannot be acquired from a related party of a member of the SMSF. As with any investment, it’s crucial to ensure that the property aligns with the investment strategy of the SMSF and complies with the ATO regulations.
How often should I refinance with my SMSF loan?
The frequency of refinancing your SMSF loan depends on several factors, including market conditions, changes in interest rates, and the performance of your investment. It’s a strategic decision that should be based on the cost-benefit analysis of the refinancing process versus the potential savings or benefits. Typically, it’s advisable to review your SMSF loan every few years or when there is a significant shift in the market or your financial goals. Consulting with a financial advisor specialized in SMSFs is recommended to make an informed decision.
Is there a downside to refinancing my SMSF loan?
While refinancing your SMSF loan can offer benefits like lower interest rates or better loan terms, there are potential downsides to consider. These include costs associated with refinancing such as application fees, legal fees, and potential break costs from exiting your current loan. Additionally, refinancing can affect the cash flow of your SMSF and its investment strategy. It’s important to weigh these factors and consult with an SMSF accountant to get the best advice on the way forward for your individual needs.